Zakat Calculator
Calculate the Zakat due on your wealth and zakatable assets, compared against the nisab threshold.
How Zakat is calculated
Zakat on wealth is due at 2.5% (one-fortieth) of your net zakatable wealth, provided that wealth reaches the nisab threshold and a full lunar year (hawl) has passed while it remained in your possession. Net zakatable wealth here is the sum of your zakatable assets (cash, gold and silver savings, investments, trade inventory, and money you expect to collect) minus debts currently due from you.
What is the nisab?
The nisab is the minimum amount of wealth at which Zakat becomes obligatory. It is traditionally valued at 85 grams of gold or 595 grams of silver. Since silver's value is usually lower than gold's, a number of Islamic finance bodies recommend using the silver nisab when calculating Zakat on cash and savings, as it is the more cautious option.
Important notes
- This tool provides a general approximate calculation, not a religious ruling (fatwa).
- Scholars differ on whether gold and silver jewelry kept for personal use is zakatable — consult a trusted source for your specific situation.
- Enter all amounts in the same currency.
- Check the current gold or silver price per gram in your country before calculating.
Frequently asked questions
Should I use the gold nisab or the silver nisab?
The silver nisab (595 g) is lower in value than the gold nisab (85 g), meaning more people would owe Zakat under it. Many Islamic finance scholars recommend the silver nisab for cash and savings as the more cautious option, since it benefits more of the needy - but you can choose based on the guidance of your own scholar or local authority.
Do I subtract debts before or after checking the nisab?
Debts currently due from you are subtracted from your total zakatable assets first, and Zakat is calculated on the resulting net wealth - only if that net amount reaches the nisab threshold and has been held for a full lunar year (hawl).
Is Zakat due on jewelry I wear personally?
Scholars differ on this - some hold that gold and silver jewelry for personal use is exempt, while others say it's zakatable regardless of use. This calculator lets you include or exclude it, so consult a trusted local scholar for guidance specific to your school of thought.